Quick Online Cash Loans
For Car Owners
approvals
payments
50 million naira
Need quick cash?
Get an easy cash loan with your car
Facing unexpected bills or need a financial boost? Autochek offers quick and easy online cash loans to car owners, for business or personal needs, using your car as collateral. Apply in minutes!
Instant approvals
Apply online and get your cash loan applications approved instantly. It’s fast, easy, convenient and secure.
Low monthly payments
Enjoy flexible repayment options from 3-48 months with low monthly payments while you pay back your online cash loans with ease
Keep driving
Your vehicle serves as the collateral but it stays with you. Its year of manufacture must be from 2010 or newer.
Get up to 50 million naira
Overcome cash loan limitations, and get between 2 and 50 million Naira when you apply online.
What is an Autochek Cash Loan?
Hear it from our customers
How it works
Cash Loan in Nigeria | Use Your Car as Collateral
Need urgent funds? With Autochek, you can use your car for a loan and access quick financing without giving up your vehicle. Our car collateral loans in Nigeria are designed to give you fast, secure cash while you continue driving your car. Whether you’re a business owner or a salary earner, our car title loans make getting money simple, transparent, and hassle-free.
How Do Car Title Loans Work?
A car for collateral loan (also called a car title loan) allows you to borrow money by using your vehicle as security. Here’s what makes Autochek different:
Fast cash loans in Nigeria – approvals in as little as 24 hours.
Flexible terms – borrow from ₦2 million up to ₦50 million.
Keep your car – continue driving while repaying the loan.
This means you can meet urgent financial needs with a safe and reliable solution.
How to Apply for a Quick Cash Loan
Getting a loan against your car with Autochek is simple:
Fill out the online form to request a quick cash loan in Nigeria.
Get an instant conditional offer if you meet requirements.
Upload your documents and schedule a vehicle inspection.
Receive your final approval and disbursement, usually within 24 hours.
Documents Required for Car Collateral Loans
To qualify for loans using your car as collateral, you’ll typically need:
Government-issued ID
6-month bank statement
Proof of vehicle ownership (2010 or newer)
Employment letter & payslips (salary earners) OR business registration (business owners)
BVN & utility bill
Comprehensive insurance (Autochek can assist if needed)
Why Choose Autochek Cash Loans?
Trusted provider of car title loans online in Nigeria
Simple, transparent, and fully digital process
Instant offers and fast disbursement
Flexible loan amounts from ₦2 million to ₦50 million
No hidden charges, and you can terminate anytime
Get Started Today
Looking for an instant cash loan in Nigeria? Apply now with Autochek and get access to fast cash loans by using your car for collateral. With flexible repayment and trusted support, your financial solution is just a click away.
Frequently asked questions
How do car title loans work in Nigeria?
You apply online, submit the necessary documents, and the lender assesses your eligibility. Once approved, the loan is disbursed, typically according to the lender’s process.
How much can I borrow with my car as collateral?
Loan amounts depend on your car’s value and your eligibility profile.
Can I still use my car while repaying the loan?
Yes, you continue driving your car while servicing the loan.
What documents are required?
Generally, lenders require proof of ownership, identification, and other supporting documents. Requirements may vary by lender.
How long does the approval process take?
Approval times vary depending on the lender, documentation, and loan type.